Preparing for Open Banking in the U.S.
As the Consumer Financial Protection Bureau (CFPB) solicits feedback on its proposed open banking regulations, we explore how financial institutions in the states... Read more.
The Open Banking Landscape in the US is Changing
In today’s episode we're examining the changing landscape for Open Banking services in the US market. We will also share some findings of Mastercard’s Small... Read more.
House Members Grill Regulators Over Fintech Efforts
At a House Financial Services Committee hearing last week, members spent their time venting their frustrations and wondering out loud whether these agencies’ oversight... Read more.
New Wave of Digital-Only Banks Expand Reach
Despite the headwinds in the banking industry following the failures of some big regional banks at the start of the year, there are innovators succeeding with digital-only... Read more.
Younger Adults Driving Mobile Payments’ Popularity in U.S.
The Consumer Financial Protection Bureau (CFPB) included an interesting stat in a recent notice to mobile payment consumers: “more than three quarters of adults... Read more.
A Closer Look at the OCC’s Office of Financial Technology
Given recent leadership questions at the The Office of the Comptroller of the Currency’s (OCC) newly established Office of Financial Technology (OFT) and its absence... Read more.
How Alternative Data is Being Used in Embedded Lending
Alternative data is proving more valuable these days because there are 60 million U.S. borrowers with thin or no credit history, a lot of this kind of data about... Read more.
How Insurance Companies Are Meeting Tech Challenges (Part 2)
In this second part of a two-part podcast on insurance company competitiveness we’re talking about industry changes, data challenges, and some of the ways that... Read more.
How Tech Changes are Challenging Insurance Companies (Part 1)
In this first part of a two-part podcast on insurance company competitiveness, we ask: How can insurance companies compete – and win – in a rapidly changing... Read more.
Alternative Data Fueling Growth in Embedded Lending
Embedded lending is a growing market, and one of the factors expanding this market is alternative credit data. ... Read more.